U.S. Payments

Solutions

Every way to pay,
on one platform.

Kiosk, web, mobile, and phone — the channels your customers actually reach for, all running on the same platform and landing in the same place.

Start with the channels you need. Add the rest when you’re ready.

47

States

1,250+

Kiosks

300+

Clients

$1B

Processed in 2025

WebIVRCall CenterKioskMobile
Card
ACH
Cash
Check
Digital Wallets
Apple Pay, Google Pay,Venmo, and PayPal

Bill Pay + ATM

Three revenue streams.
One machine.

The Bill Pay + ATM Kiosk combines bill pay and full ATM functionality in a single footprint: more ways for customers to transact, more ways for you to earn from the same floor space.

  • Configurable cash recycling9,000-note capacity across three canisters keeps the ATM stocked without manual reloads
  • Fewer armored pickupsDeposits recycle directly into the ATM, cutting cash-servicing costs and trips
  • Real-time settlement and reportingLive visibility into cash position and dashboard access, anytime
  • A third revenue streamExtend deposit service to nearby retailers who don't have their own kiosk, and earn a share of that fee too
A combined bill pay and ATM kiosk, its screen reading "Tap Screen to Pay Bills" and "Insert Card to Use ATM", with a card reader, cash acceptor, and receipt printer below

Bill Pay

Fast to pay.
Simple to manage.

A dedicated kiosk built for cash and card bill payments. It's the option that keeps working for customers without a bank account, an app, or time to wait in line.

  • Cash & card acceptedNo customer left behind, regardless of how they want to pay
  • No app or account requiredA real option for customers that digital-only channels leave out
  • Real-time settlementPayments can post immediately, with full visibility into every transaction
A bill pay kiosk with a tall touchscreen reading "Pay Bills Here" above a Pay Now button and a QR code, with a card reader, cash acceptor, and receipt printer below

Smart Safe

Cash management,
without the manual work.

Employees deposit cash directly into the kiosk, where it's securely counted, recycled, and reported, cutting handling time and reducing errors at every register.

  • Recycled depositsCash deposited at the register helps supply the ATM, reducing pickups and bank fees
  • Deposit-level reportingSee deposits by location, register, and employee in real time
  • Fewer reconciliation errorsAutomated counting removes the guesswork from closing out a drawer
A kiosk store deposit screen totaling $600.00, itemized by denomination — four $100s, three $50s, two $20s, and one $10 — above Insert More and Continue buttons

Bill Breaker

Break bills.
Keep the line moving.

Give customers a fast, self-service way to break large bills into smaller denominations, reducing friction at the register and freeing up staff for higher-value work.

  • Self-service breakingCustomers get exact change without tying up a cashier
  • Faster checkout linesFewer manual bill-breaking requests at the register
  • Accurate every timeAutomated counting removes the risk of a cashier shortchanging or overpaying by hand
A hand taking a fan of twenty-dollar bills from a kiosk dispenser, above a breakdown showing one $100 bill exchanged for five $20s

Web Bill Pay

Every bill,
in one place.

A hosted payment portal at pay.uspayments.com. Customers sign in to see balances, what is due next, and everything they have already paid, then pay or schedule it without picking up the phone.

  • Balances and history togetherEvery account and every past payment in one view, so customers stop calling to ask
  • Scheduled and recurring paymentsSet up AutoPay once instead of chasing the same bill every month
  • Secure, PCI-compliant processingEvery transaction protected end-to-end
The U.S. Payments customer payment portal, showing my accounts with a current balance and Pay Now button, upcoming payments, pay history, and quick actions

Mobile Bill Pay

Bill pay,
in their pocket.

A dedicated mobile app for iOS and Android that lets customers manage and pay bills on the go. Built for how people already use their phones.

  • iOS and AndroidOne app, available wherever your customers are
  • Same-day postingPayments can post the same day, so bills don't slip past due
  • Saved payment methodsFaster repeat payments, fewer abandoned transactions
A man sitting on a couch looking at his phone, overlaid with a "Payment completed!" confirmation showing a $62.00 credit card payment made from mobile

Branded Bill Pay

Your brand.
Our infrastructure.

Deliver bill pay under your own logo and colors — through a hosted white-label portal, an embedded iFrame, or a direct API integration — while we handle the compliance and processing behind it.

  • Hosted white-label portalLive in days, fully branded, zero PCI burden on your team
  • Embedded iFrameBill pay lives inside your existing site, no redirect, and PCI compliance is never your responsibility
  • Direct API integrationFull control for teams who want to build a custom experience
Branded customer portal dashboard with a placeholder company logo, showing an account balance and Pay Now button, upcoming payments, and completed payment history — accented in teal

EBPP

One link.
No account required.

A hosted payment page, electronic bill presentment and payment, built for guest checkout. Customers land on it, pay, and leave. There is no portal to sign into and no account to create first.

  • No login, no frictionThe shortest path from a bill to a paid bill
  • Same-day postingPayments can post the same day, helping avoid late fees
  • Just a linkPoint your existing "Pay Now" button or emailed bill at it, nothing to build
A hosted "Pay Now" page, with the biller account on the left and payment methods on the right — Apple Pay, Google Pay, Venmo, and PayPal checkout buttons above a saved credit card and an Add Payment Method link

IVR

Automated.
Available 24/7.

Let customers pay by phone anytime, day or night. No agent required. Automated prompts guide them through payment in minutes.

  • 24/7 availabilityPayments don't wait for business hours
  • No agent involvementFrees your team to focus on calls that need a person
  • Multiple payment methodsCard, ACH, or check by phone, all automated
A woman holding her phone, overlaid with an automated payment prompt reading "You’re authorizing a payment of one hundred forty-two dollars and sixteen cents today. To confirm, press 1. To cancel, press 9." above the words "Your payment is confirmed."

Call Center

A real person,
when they need one.

Agent-assisted payment processing for customers who'd rather talk to a person than tap through a menu.

  • Our own team, in TulsaEvery agent works for U.S. Payments — not a subcontracted call center, not offshore
  • One reporting viewAgent-taken payments land in the same report as kiosk, web, and mobile, not a separate system
  • Secure processingSame PCI-compliant backbone as every other channel
A smiling contact-center agent wearing a headset, working at her monitor in an open cubicle bay, overlaid with a "Payment completed!" confirmation showing an $88.00 credit card payment taken by CSR

Not sure which ones you need?

Talk to our team about how your customers pay today, and which of these would change that.