For Retailers
Host a U.S. Payments bill pay and ATM kiosk to bring more customers through your door, earn on every transaction, and simplify cash handling.
Trusted by Retailers Across the Country
The Bill Pay + ATM Kiosk combines everything a standalone bill pay kiosk offers with a full ATM and built-in Smart Safe, giving your customers one more reason to choose your store, and giving you incremental revenue on top of what bill pay alone brings in. Extend that same Smart Safe deposit service to nearby retailers who don't have their own kiosk, and you're earning a third stream from the same footprint. More transactions, more visits, more time spent in your store.
Every month, your customers are paying utility bills somewhere — the question is whether they're doing it in your store or somewhere else. A U.S. Payments bill pay kiosk turns that routine errand into a reason to walk through your door, and a source of revenue every time they do.
You're not starting from zero, either. We already have agreements in place with utility companies that direct their customers to our terminals, so the demand exists before the kiosk is even installed. Add in real-time processing, access to thousands of billers, and a payment menu tailored to your location, and it's a low-effort way to bring in steady foot traffic and a new revenue stream.
Running cash through a store means armored pickups, handling errors, and staff time you'd rather spend elsewhere. Smart Safe changes that: your team deposits cash directly into the kiosk, where it's securely recycled to help supply the ATM — cutting down on how often you need a pickup in the first place.
It's one set of hardware, service, and communications costs doing double duty, which means fewer bank fees, lower armored costs, and real labor savings. And because every deposit is tracked in real time by location, register, and employee, you get full visibility into your store's cash without the manual reconciling.
Not every customer walks in with exact change, and that's usually your cashier's problem to solve. Bill Breaker lets customers break a larger bill into smaller denominations right at the kiosk — no register interruption, no digging through the till.
It works both ways for your store, too. Restock your own drawer with smaller bills on the spot, instead of running short during a rush or making a trip to the bank for a change order.
How the Bill Pay + ATM Kiosk Works
Every dollar a customer feeds into the kiosk works twice — first as a bill payment or deposit, then as fuel for the next cash withdrawal. Fewer armored pickups, more uptime, one machine doing the job of three.
Earn on every bill payment, ATM transaction, and deposit fee from nearby retailers who use your kiosk — new income with no new staff or systems to manage.
Every payment is a visit. Bill pay and ATM traffic bring customers through your door who might otherwise never stop in.
Cash, card, and check are all supported, so no customer gets turned away and no transaction gets left on the table.
Smart Safe recycles cash on-site, cutting down how often you need an armored pickup — and how much risk sits in your store at any given time.
Track deposits and payments by location, register, and employee — full visibility into your store's kiosk activity without manual reconciliation.
1,250+ kiosks across 47 states processed over $1 billion in payments in 2025 — you're plugging into an established, trusted system, not a startup pitch.
Bill Pay + ATM Kiosk
Bill Pay Screenflow
Step 1: Enter Account Info
Customers enter their account info right at the kiosk — no app to download, no card to swipe first. Just the basics, and they're ready to pay.
Step 2: Review & Pay
Balance due, fees, and payment method are all laid out clearly on screen. Customers confirm with cash, card, or check, and walk away with a clear record of what was paid.
Store Deposit Screenflow
Step 1: Enter Account Info
Your cashier initiates the deposit right at the kiosk with a keypad entry, then authenticates to confirm it’s an approved transaction. No separate device, no extra steps — just a quick start to a secure deposit.
Step 2: Review Deposit
The kiosk displays the amount inserted and a full breakdown of denominations, so your team can catch anything off before it's final. If something doesn't match, there's a chance to correct or recount — no reopening the deposit later.
Talk to our team and get a solution tailored to your organization's needs.
