U.S. Payments

Bill Pay + ATM Kiosk

Three revenue streams.
One machine.

The Bill Pay + ATM Kiosk combines bill pay and full ATM functionality in a single footprint: more ways for customers to transact, more ways for you to earn from the same floor space.

Bill pay. ATM. Deposit service for the block.

47

States

1,250+

Kiosks

300+

Clients

$1B

Processed in 2025

A combined bill pay and ATM kiosk viewed from an angle, its screen reading "Tap Screen to Pay Bills" and "Insert Card to Use ATM", with a card reader and cash acceptor below and a "Pay Bills & Get Cash Here" panel along the base

What one machine
actually does

Cash recycling, configured to the site

9,000-note capacity across three canisters keeps the ATM stocked from the cash already coming in, without manual reloads.

Fewer armored pickups

Deposits recycle directly into the ATM, so the same notes serve a deposit and a withdrawal and the cash-servicing bill drops with the trip count.

Real-time settlement and reporting

Live visibility into cash position, with dashboard access whenever you want it rather than a file that arrives the next day.

A third revenue stream

Extend deposit service to nearby retailers who don't have a kiosk of their own, and earn a share of that fee on top of bill pay and ATM activity.

More reasons to walk in

Every payment and withdrawal is a trip into your store — traffic you earn on twice, once at the machine and once at the register.

Nobody turned away at the machine

Cash, card, and check for bill payments, plus full ATM withdrawals, so one footprint covers customers no single channel reaches on its own.

How it Works

Cash that circulates,
and earns on every turn.

Bill payments and store deposits go in, get counted and secured, and are recycled to refill the ATM — so cash that comes in goes back out the front instead of riding to the bank and back. You need fewer armored pickups, and every payment and withdrawal that cash funds earns you a share on the way round.

Customer Pays Bills
Store Earns
ATM Dispenses
Store Earns

Bill Pay Screenflow

Two screens.
That's the whole payment.

No login, no app handoff, no queue. A customer walks up, enters their account, and pays — with cash, card, or check.

Bill Pay Screenflow

Step 1: Enter Account Info

Start with a few simple details.

Customers enter their account info right at the kiosk — no app to download, no card to swipe first. Just the basics, and they're ready to pay.

Retailers Bill Pay Screenflow 1

Step 2: Review & Pay

See exactly what you’re paying, before you pay it.

Balance due, fees, and payment method are all laid out clearly on screen. Customers confirm with cash, card, or check, and walk away with a clear record of what was paid.

Retailers Bill Pay Screenflow 2

Watch all three transactions,
on one machine.

A full walkthrough — a bill payment, an ATM withdrawal, and a store deposit, back to back on the same kiosk.

One footprint,
two businesses it pays for.

For a store, it's traffic and three ways to earn on the same square footage. For a deployer, it's an ATM that stocks itself and a reason for the block to come to your machine.

For Retailers

Earn three ways on the same floor space

Bill pay, ATM, and deposit service for nearby businesses all run from one machine — and every transaction is a trip into your store.

For Independent ATM Deployers

Add bill pay to a footprint you already run

Bill pay revenue on top of surcharge, and recycled deposits that keep the machine loaded between visits — with nothing new to service.

See what three revenue streams look like

Tell us where it would sit and who it would serve, and we'll show you what the numbers look like.